InsidePanamaComparisons
Which Panamanian attorney for the Friendly Nations Visa file and SA incorporation? Honest comparison of the 5 firms most used by French, European and North American expats. Fees, spoken languages, real timelines.
Updated : May 2026
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| Service | Score | Price | Action |
|---|---|---|---|
 Kraemer & KraemerWinnerCabinet familial trilingue FR/EN/ES. Notre choix pour notre propre dossier Friendly Nations + SA en mars 2026. | 4.7 | 6500 USD | See offer ↗ |
Morgan & MorganCabinet anglo-saxon le plus connu du Panama. Top pour HNW, corporate, M&A. Plus cher. | 4.5 | 8500 USD | See offer ↗ |
Patton Moreno & AsvatBon équilibre prix-qualité-sérieux. Anglais + espagnol courants, plusieurs associés francophones. | 4.4 | 7000 USD | See offer ↗ |
Galindo Arias & López (GALA)Cabinet historique panaméen. Très fort en business, M&A, finance. Pour profils corporate. | 4.3 | 9000 USD | See offer ↗ |
Quijano & AssociatesSpécialisé visas, notamment Pensionado retraités. Tarifs corrects, anglais courant. | 4.2 | 6800 USD | See offer ↗ |
Kraemer & Kraemer
4.7
Cabinet familial trilingue FR/EN/ES. Notre choix pour notre propre dossier Friendly Nations + SA en mars 2026.
Pros
Cons
Morgan & Morgan
4.5
Cabinet anglo-saxon le plus connu du Panama. Top pour HNW, corporate, M&A. Plus cher.
Pros
Cons
Patton Moreno & Asvat
4.4
Bon équilibre prix-qualité-sérieux. Anglais + espagnol courants, plusieurs associés francophones.
Pros
Cons
Galindo Arias & López (GALA)
4.3
Cabinet historique panaméen. Très fort en business, M&A, finance. Pour profils corporate.
Pros
Cons
Quijano & Associates
4.2
Spécialisé visas, notamment Pensionado retraités. Tarifs corrects, anglais courant.
Pros
Cons
Our pick
Our pick for our own visa + SA file. Human-scale firm run by the Kraemer brothers (3rd generation, French-speakers). Responsive, transparent pricing (~$6,500 for Friendly Nations + SA + bank account), no hidden fees. For a standard expat file, the most complete option at reasonable cost.
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Attorney fees alone: $4,500-7,500 by firm. Visa + SA + bank account package: $5,500-9,500. Visa + SA + bank + apostille + translation: $6,500-12,000. The $5,000 bank deposit (refundable after permanent residency) adds on. Total complete file: ~$12,000-17,000 depending on firm.
It's the firm we picked in March 2026 for our own file (Friendly Nations Visa + Panamanian SA). What mattered: FR/EN/ES trilingualism (rare), transparent pricing announced at the first meeting, responsiveness (reply within 24-48h), family-scale structure that doesn't treat us as one file among 200. We have no affiliate partnership with them — it's our genuine editorial pick. Mossack Fonseca, of Panama Papers fame, has been closed since 2018 — beware sites still listed under their name.
Highly recommended for the Friendly Nations Visa: file is 47 documents, regular exchanges with SNM (immigration), lots of back-and-forth. If the attorney speaks your language: fewer errors, faster process. French-speaking firms: Kraemer & Kraemer, some associates at Patton Moreno. English-speaking everywhere: Morgan & Morgan, Patton Moreno, Quijano, Galindo Arias.
Official SNM timeline: 4-8 months for provisional visa (2 years), then 2 years before permanent residency. With an efficient attorney, complete file and clean apostilles: 4-5 months in practice. With a slow firm or incomplete documents: 8-12 months. Our file (Kraemer & Kraemer, filed late April 2026) is expected September-October 2026.
No. Mossack Fonseca, at the heart of the 2016 Panama Papers, closed in 2018. If you find sites claiming to still offer their services, they are frauds or unofficial reuses. The post-Mossfon Panamanian market is dominated by Morgan & Morgan, Patton Moreno, Galindo Arias, and new family firms like Kraemer & Kraemer.
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